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Banking Frontier 2026 · International Banking Summit

Five layers of the 2026 banking programme

23–27 November 2026 · Amsterdam

Register officially Official agenda

Each layer is one day of the congress, with its own published theme and its own contributors. 67 people are named across 49 programme entries; the list below is a text index, not a decoration.

  1. AI & Trusted Finance — 23 November 2026
  2. Identity & Cyber Resilience — 24 November 2026
  3. Payments & Digital Assets — 25 November 2026
  4. Customer Growth & Platform Banking — 26 November 2026
  5. Future-Proofing Banking 2027–2030 — 27 November 2026

Venue

Holiday Inn Amsterdam — Arena Towers

Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands

Dates

23–27 November 2026

Central European Time (CET)

Participation

In person €2,999

Online €2,390

Roster

67 speakers

31 countries

Layer 1 of 5 · 23 November 2026

AI & Trusted Finance

AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.

15 published contributors. Registration opens 08:30 and the programme starts at 09:00; the day ends with networking reception ends 15:45. Both rooms — Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery) — run through this layer.

    Everyone published for 23 November 2026

    • Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners. — 08:30–09:00,
    • AI governance & model risk — 09:00–09:30, Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
    • AI governance with a special emphasis on Agentic Systems — 09:00–09:30, Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany
    • Data, AI enablement & intelligent automation for bank operations — 09:30–10:00, Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US
    • Scaling AI responsibly: leadership playbook for AI risk & compliance — 10:00–10:30, Frans Vanbruggen · Werkgebied Lead · AI Coalitie 4 Nederland (AIC4NL) · Netherlands
    • AI Governance: mitigating the risks of AI to unlock its true value — 10:00–10:30, Dr. Paul Dongha · Head of Responsible AI & AI Strategy · NatWest Group · UK
    • AI-driven banking by 2030: from transformation ambition to measurable execution — 10:30–11:00, Alina Timofeeva · Managing Partner — AI, Data & Digital Transformation · Saudi Arabia
    • From Process Scans to Scalable Execution: Building Human & Machine Operating Models — 10:30–11:00, Zsofia Kovacs · Efficiency Advisor, Group Organisation & Operations · KBC Bank & Verzekering · Belgium
    • Networking break Refreshments, peer exchange, targeted 1:1 meetings. Preparation for AI operating-model sessions. — 11:00–11:30,
    • Case study: AI & machine learning in operations and fraud detection — 12:00–12:30, Hassan Omidi Firouzi · VP, Applied AI ML Lead · JPMorgan Chase & Co. · US
    • Human resilience in AI-driven banking — 12:30–13:00, Dilek Süzal · Leadership Coach · BetterUp · Austria
    • Credit risk management, related modelling and stress testing in an era of trade wars: the AI solution — 12:30–13:00, Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
    • Networking lunch Hosted lunch with speaker and delegate introductions. Informal discussions around AI adoption, operations and governance. — 13:00–14:00,
    • Afternoon panel discussions Multi-bank panels on AI scaling, governance, and human resilience across both rooms. — 14:00–15:15,
    • Networking reception Day 1 closes with informal networking and partner meetings. — 15:15–15:45,

    Layer 2 of 5 · 24 November 2026

    Identity & Cyber Resilience

    Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.

    16 published contributors. Registration opens 08:45 and the programme starts at 09:00; the day ends with networking reception ends 15:30. Both rooms — Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery) — run through this layer.

      Everyone published for 24 November 2026

      • Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders. — 08:45–09:00,
      • Corporate digital identity management — 09:00–09:30, Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
      • Digital trust in AI-led banking · risk, audit and cyber oversight at board level — 09:30–10:00, Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
      • User centricity in cybersecurity · UX research and behavioural science — 09:30–10:00, Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK
      • Custody, governance and operational controls for digital assets — 10:00–10:30, Lubin Reyes · Founder and CEO · Custodial Management Solutions Ltd · UK
      • Continuous identity assurance — 10:00–10:30, Zafer Ergezen · Practice Lead/Director — KYC, CDD & Onboarding · GarantiBank International NV · Netherlands
      • Networking break Coffee and 1:1 meetings. Peer exchange on digital identity, cyber and fraud priorities. — 10:30–11:00,
      • Cloud resilience and concentration risk in regulated banking — 11:00–11:30, Eran Goldman Malka · Cloud Security Manager · European Depositary Bank SA · Luxembourg
      • Navigating AI, Operational Resilience and Regulatory Evolution (DORA) — 11:00–11:30, Ricardo Galvao · ICT Risk, Processes & Quality · NOVO BANCO · Portugal
      • Fraud accountability: governance, liability and customer-protection controls — 11:30–12:00, Ezra Dulberg · Associate Director · BDO UK · UK
      • From compliance cost to competitive advantage: trusted organisational identity — 12:00–12:30, Alexandre Kech · Executive · GLEIF · Germany
      • From compliance cost to competitive advantage · in practice — 12:30–13:00, Ines Gensinger · Head of Global Corporate Communications · GLEIF · Germany
      • Case study: DLT and its influence on payments and bank operating models — 12:30–13:00, Ishtiaq Ahmed · Senior Manager, Strategic Revenue Development · HSBC · UK
      • Networking lunch Identity, fraud and cyber specialists. Discussion on bank readiness for wallets, passkeys and cyber resilience. — 13:00–14:00,
      • Afternoon panel: DORA, AMLA & the future of digital trust Multi-bank panel on regulatory readiness, fraud accountability and DLT trust frameworks. — 14:00–15:00,
      • Networking reception Day 2 closes. — 15:00–15:30,

      Layer 3 of 5 · 25 November 2026

      Payments & Digital Assets

      Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.

      20 published contributors. Registration opens 08:45 and the programme starts at 09:00; the day ends with networking reception ends 16:30. Both rooms — Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery) — run through this layer.

        Everyone published for 25 November 2026

        • Chairperson opening — 08:45–09:00,
        • Instant payments and interoperability — 09:00–09:30, Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
        • The new payments landscape · instant, interoperable, invisible and built on trust — 09:00–09:30, Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
        • Digital wallets and biometric payments · customer experience and secure authentication — 09:30–10:00, Mihai Draghici · Founder & CEO · PayByFace · Romania
        • Moving Money — how banks think · the new role of the Chief Payment Officer — 10:00–10:30, Viktoria Soltesz · Founder · PSP Angels · Cyprus
        • Open Finance and financial-institution growth · emerging markets, innovation and scale — 10:30–11:00, Ara Sargsyan · Head of Financial Institutions Division · Ameriabank · Armenia
        • Case study: Open Finance · practical lessons and implementation insights — 10:30–11:00, Kazim Oguz · SVP, Digital Channels and Open Banking · DenizBank · Turkey
        • Networking break Peer exchange on instant payments, wallets and Open Finance. — 11:00–11:30,
        • Open Finance strategy · data access and commercial ecosystem design — 11:30–12:00, JP Fabri · Founding Partner · Seed · Malta
        • Corporate payment business: PSD3 · instant payments and fraud accountability — 12:00–12:30, Ulrich Loof · Senior Expert Transaction Management · DZ BANK AG · Germany
        • A2A payments and European scale · growth, adoption and cross-border reach — 12:00–12:30, Arash Marandi · Business and Operations · Zaver · Sweden
        • Future of digital wallets · bank readiness and customer expectations — 12:15–12:45, Sadik Bas · EVP, Marketing Portfolio Management & Digital Products · Garanti BBVA · Turkey
        • Digital wallets · product design, use cases and ecosystem integration — 12:15–12:45, Yodaly Sierra · Founder & CEO · Eco2wallet · UK
        • Networking lunch Payments, wallets and digital-asset leaders. Discussion on digital euro, A2A and tokenization. — 13:00–14:00,
        • Wallet risk, payment controls and customer trust at scale — 13:45–14:15, Vaida Saltenyte · Head of Payments Relations · CXM · Cyprus
        • Future payments landscape · European finance — market outlook and ecosystem implications — 13:45–14:15, Victor Rivera · Managing Director and Co-Founder · Aluna Partners · UK
        • Tokenization infrastructure · architecture, rails and future payments landscape — 14:15–14:45, Thomas Langbein · Chief Commercial Officer · Trever · Germany
        • Case study: Future payments landscape · regional insights and commercial adoption — 14:45–15:15, Wendy Delmar · CEO · Caribbean Association of Banks · Saint Lucia
        • Tokenized market infrastructure · regulated FMI and operating models — 14:45–15:15, Kathrin Fortmann · Strategic Partnerships Manager · BX Digital · Switzerland
        • Networking reception Day 3 closes. — 15:30–16:30,

        Layer 4 of 5 · 26 November 2026

        Customer Growth & Platform Banking

        Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.

        23 published contributors. Registration opens 08:45 and the programme starts at 09:00; the day ends with networking reception (see live agenda). Both rooms — Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery) — run through this layer.

          Everyone published for 26 November 2026

          • Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders. — 08:45–09:00,
          • Human-AI banking experience — 09:00–09:30, Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
          • AI-augmented service and product-led banking at scale — 09:00–09:30, Speaker TBC
          • Present and Future of Digital Transformation in Islamic Banking — 09:30–10:00, Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE
          • Omnichannel banking leadership and customer growth in Czech and regional banking — 09:30–10:00, Tomas Reytt · Chief Sales Officer · mBank CZ · Czech Republic
          • Lithuanian credit union model: data analysis plus human touch in lending — 10:00–10:30, Mantas Janavicius · Member of the Management Board · Investuotoju asociacija · Lithuania
          • No-touch banking and mesh-up finance for non-financial customer pools — 10:00–10:30, Wolfgang Strobel · Managing Director · Investigence GmbH · Germany
          • Networking break Peer exchange on customer experience, branch transformation and AI service. — 10:30–11:00,
          • Micro-SME growth, digital SME banking and financial inclusion — 11:00–11:30, Mohammad Jakirul Islam · EVP, Head of Strategy, Innovation and New Business · BRAC Bank · Bangladesh
          • Micro-SME banking growth and digital onboarding for entrepreneurs — 11:00–11:30, Istvan Fetter · Head of Small Business Segment Management · CIB Bank · Hungary
          • Impact investing, sustainable finance and customer value in the next banking cycle — 11:30–12:00, Caroline Philippe · Senior Investment Manager — Stellar Impact · BNP Paribas · Belgium
          • The AI-Native Bank: Building Intelligent Financial Ecosystems for the Age of AI Agents — 11:30–12:00, Itir Aydogan · Ecosystem Banking and Innovation Director · Yapı Kredi · Turkey
          • Case study: Open Banking 2.0 and SME digital transformation through Z-Transformation — 12:00–12:30, Ender Aydin · Digital Solutions Manager · Ziraat Bankası · Turkey
          • How European banks are retooling for platform scale — 12:00–12:30, Margus Simson · Chief Digital Officer · Komerční banka · Czechia
          • Networking lunch Focused on customer growth and platform transformation. Meetings with retail, SME and digital banking leaders. — 13:00–14:00,
          • Stress-aware banking journeys — 13:45–14:15, Justin Pesch · Senior Sales Manager · PAIR Finance · Netherlands
          • Credit risk management and stress testing in an era of trade wars · the AI solution — 13:45–14:15, Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
          • Case study: AI in compliance, AI governance and Digital Fraud — 14:15–14:45, Stefan Moser · Head Group Compliance & Operational Risk · VP Bank AG · Austria
          • Case study: Agile banking transformation — 14:15–14:45, Davor Gašparac · Senior Program Manager, BA Chapter Lead & Agile Coach · Erste Digital · Austria
          • Case study: Platform-scale banking — 14:45–15:15, Fabio Turel · Information Technology Strategy Manager · Generali · Switzerland
          • Customer growth meetings and platform demos — 14:45–15:15,
          • Afternoon panel: Platform-scale banking, Open Finance & agile customer transformation Fabio Turel · Ender Aydin · Kazim Oguz · Davor Gašparac. — 15:15–16:00,
          • Networking reception Day 4 closes. — 16:00–16:30,

          Layer 5 of 5 · 27 November 2026

          Future-Proofing Banking 2027–2030

          Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.

          17 published contributors. Registration opens 08:45 and the programme starts at 09:00; the day ends with farewell coffee ends 15:45. Both rooms — Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery) — run through this layer.

            Everyone published for 27 November 2026

            • Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making. — 08:45–09:00,
            • Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities — 09:00–09:30, Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
            • Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk — 09:00–09:30, Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
            • Systemic threats and stress testing · post-quantum readiness — 09:30–10:00, Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany
            • Payment systems regulation, consumer protection and future payment rails — 09:30–10:00, Jayne Godfrey · Payment Systems Regulator · UK
            • 2027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments — 10:00–10:30, Xenia Neofytou · Managing Director · CX Financia · Cyprus
            • Networking break Peer exchange on systemic risk, quantum readiness and regulation. — 10:30–11:00,
            • Case study: AMLR/AMLA transition and changing supervisory expectations — 11:00–11:30, Speaker TBC
            • Moving Money · payment education and market adoption in the next payments cycle — 11:30–12:00, Manuela Zuluaga · Marketing & Digital Specialist · The Soltesz Institute · Italy
            • Evolution of regulatory framework in the digital asset industry: VASPs, crypto AML and cross-border risk — 12:00–12:30, Jese Medina Gutierrez · CDD Onboarding Manager · Tether.to · Spain
            • Open finance, AI transformation and digital assets · tech radar — 12:00–12:30, Tanja Imamovic · Digital Transformation & Technology Strategist · Raiffeisen Bank International · Austria
            • Networking lunch Regulatory, risk and technology leaders. Discussion on digital euro, AMLA and cyber resilience. — 12:30–13:30,
            • Future payments and cards: real-time access, transaction handling and service design — 13:30–14:00, Michał Niwiński · Co-founder and CTO · SoftwarePlant · Poland
            • Payment innovation through an investment and market-readiness lens — 13:30–14:00, Stefano Sciacca · Managing Director · Aluna Partners · UK
            • Afternoon panel: AMLA transition, AI compliance, wallets, risk, payments and tokenization Stefan Moser (VP Bank AG) · Vaida Saltenyte (CXM). — 14:00–14:45,
            • Closing plenary: Future-proofing European banking Strategic synthesis of the week's key themes and priorities for European banking 2027–2030. — 14:45–15:15,
            • Farewell coffee Final delegate conversations and speaker follow-up meetings. — 15:15–15:45,

            The complete programme, flat

            All 49 published entries in one table, with the day each belongs to. The organiser holds the timed running order.

            Published programme entries, 23–27 November 2026
            ContributorListed role OrganisationDay
            Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners.08:30–09:0023 November 2026
            AI governance & model risk09:00–09:30Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy23 November 2026
            AI governance with a special emphasis on Agentic Systems09:00–09:30Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany23 November 2026
            Data, AI enablement & intelligent automation for bank operations09:30–10:00Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US23 November 2026
            Scaling AI responsibly: leadership playbook for AI risk & compliance10:00–10:30Frans Vanbruggen · Werkgebied Lead · AI Coalitie 4 Nederland (AIC4NL) · Netherlands23 November 2026
            AI Governance: mitigating the risks of AI to unlock its true value10:00–10:30Dr. Paul Dongha · Head of Responsible AI & AI Strategy · NatWest Group · UK23 November 2026
            AI-driven banking by 2030: from transformation ambition to measurable execution10:30–11:00Alina Timofeeva · Managing Partner — AI, Data & Digital Transformation · Saudi Arabia23 November 2026
            From Process Scans to Scalable Execution: Building Human & Machine Operating Models10:30–11:00Zsofia Kovacs · Efficiency Advisor, Group Organisation & Operations · KBC Bank & Verzekering · Belgium23 November 2026
            Networking break Refreshments, peer exchange, targeted 1:1 meetings. Preparation for AI operating-model sessions.11:00–11:3023 November 2026
            Case study: AI & machine learning in operations and fraud detection12:00–12:30Hassan Omidi Firouzi · VP, Applied AI ML Lead · JPMorgan Chase & Co. · US23 November 2026
            Human resilience in AI-driven banking12:30–13:00Dilek Süzal · Leadership Coach · BetterUp · Austria23 November 2026
            Credit risk management, related modelling and stress testing in an era of trade wars: the AI solution12:30–13:00Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE23 November 2026
            Networking lunch Hosted lunch with speaker and delegate introductions. Informal discussions around AI adoption, operations and governance.13:00–14:0023 November 2026
            Afternoon panel discussions Multi-bank panels on AI scaling, governance, and human resilience across both rooms.14:00–15:1523 November 2026
            Networking reception Day 1 closes with informal networking and partner meetings.15:15–15:4523 November 2026
            Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders.08:45–09:0024 November 2026
            Corporate digital identity management09:00–09:30Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany24 November 2026
            Digital trust in AI-led banking · risk, audit and cyber oversight at board level09:30–10:00Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey24 November 2026
            User centricity in cybersecurity · UX research and behavioural science09:30–10:00Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK24 November 2026
            Custody, governance and operational controls for digital assets10:00–10:30Lubin Reyes · Founder and CEO · Custodial Management Solutions Ltd · UK24 November 2026
            Continuous identity assurance10:00–10:30Zafer Ergezen · Practice Lead/Director — KYC, CDD & Onboarding · GarantiBank International NV · Netherlands24 November 2026
            Networking break Coffee and 1:1 meetings. Peer exchange on digital identity, cyber and fraud priorities.10:30–11:0024 November 2026
            Cloud resilience and concentration risk in regulated banking11:00–11:30Eran Goldman Malka · Cloud Security Manager · European Depositary Bank SA · Luxembourg24 November 2026
            Navigating AI, Operational Resilience and Regulatory Evolution (DORA)11:00–11:30Ricardo Galvao · ICT Risk, Processes & Quality · NOVO BANCO · Portugal24 November 2026
            Fraud accountability: governance, liability and customer-protection controls11:30–12:00Ezra Dulberg · Associate Director · BDO UK · UK24 November 2026
            From compliance cost to competitive advantage: trusted organisational identity12:00–12:30Alexandre Kech · Executive · GLEIF · Germany24 November 2026
            From compliance cost to competitive advantage · in practice12:30–13:00Ines Gensinger · Head of Global Corporate Communications · GLEIF · Germany24 November 2026
            Case study: DLT and its influence on payments and bank operating models12:30–13:00Ishtiaq Ahmed · Senior Manager, Strategic Revenue Development · HSBC · UK24 November 2026
            Networking lunch Identity, fraud and cyber specialists. Discussion on bank readiness for wallets, passkeys and cyber resilience.13:00–14:0024 November 2026
            Afternoon panel: DORA, AMLA & the future of digital trust Multi-bank panel on regulatory readiness, fraud accountability and DLT trust frameworks.14:00–15:0024 November 2026
            Networking reception Day 2 closes.15:00–15:3024 November 2026
            Chairperson opening08:45–09:0025 November 2026
            Instant payments and interoperability09:00–09:30Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK25 November 2026
            The new payments landscape · instant, interoperable, invisible and built on trust09:00–09:30Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway25 November 2026
            Digital wallets and biometric payments · customer experience and secure authentication09:30–10:00Mihai Draghici · Founder & CEO · PayByFace · Romania25 November 2026
            Moving Money — how banks think · the new role of the Chief Payment Officer10:00–10:30Viktoria Soltesz · Founder · PSP Angels · Cyprus25 November 2026
            Open Finance and financial-institution growth · emerging markets, innovation and scale10:30–11:00Ara Sargsyan · Head of Financial Institutions Division · Ameriabank · Armenia25 November 2026
            Case study: Open Finance · practical lessons and implementation insights10:30–11:00Kazim Oguz · SVP, Digital Channels and Open Banking · DenizBank · Turkey25 November 2026
            Networking break Peer exchange on instant payments, wallets and Open Finance.11:00–11:3025 November 2026
            Open Finance strategy · data access and commercial ecosystem design11:30–12:00JP Fabri · Founding Partner · Seed · Malta25 November 2026
            Corporate payment business: PSD3 · instant payments and fraud accountability12:00–12:30Ulrich Loof · Senior Expert Transaction Management · DZ BANK AG · Germany25 November 2026
            A2A payments and European scale · growth, adoption and cross-border reach12:00–12:30Arash Marandi · Business and Operations · Zaver · Sweden25 November 2026
            Future of digital wallets · bank readiness and customer expectations12:15–12:45Sadik Bas · EVP, Marketing Portfolio Management & Digital Products · Garanti BBVA · Turkey25 November 2026
            Digital wallets · product design, use cases and ecosystem integration12:15–12:45Yodaly Sierra · Founder & CEO · Eco2wallet · UK25 November 2026
            Networking lunch Payments, wallets and digital-asset leaders. Discussion on digital euro, A2A and tokenization.13:00–14:0025 November 2026
            Wallet risk, payment controls and customer trust at scale13:45–14:15Vaida Saltenyte · Head of Payments Relations · CXM · Cyprus25 November 2026
            Future payments landscape · European finance — market outlook and ecosystem implications13:45–14:15Victor Rivera · Managing Director and Co-Founder · Aluna Partners · UK25 November 2026
            Tokenization infrastructure · architecture, rails and future payments landscape14:15–14:45Thomas Langbein · Chief Commercial Officer · Trever · Germany25 November 2026
            Case study: Future payments landscape · regional insights and commercial adoption14:45–15:15Wendy Delmar · CEO · Caribbean Association of Banks · Saint Lucia25 November 2026
            Tokenized market infrastructure · regulated FMI and operating models14:45–15:15Kathrin Fortmann · Strategic Partnerships Manager · BX Digital · Switzerland25 November 2026
            Networking reception Day 3 closes.15:30–16:3025 November 2026
            Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders.08:45–09:0026 November 2026
            Human-AI banking experience09:00–09:30Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria26 November 2026
            AI-augmented service and product-led banking at scale09:00–09:30Speaker TBC26 November 2026
            Present and Future of Digital Transformation in Islamic Banking09:30–10:00Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE26 November 2026
            Omnichannel banking leadership and customer growth in Czech and regional banking09:30–10:00Tomas Reytt · Chief Sales Officer · mBank CZ · Czech Republic26 November 2026
            Lithuanian credit union model: data analysis plus human touch in lending10:00–10:30Mantas Janavicius · Member of the Management Board · Investuotoju asociacija · Lithuania26 November 2026
            No-touch banking and mesh-up finance for non-financial customer pools10:00–10:30Wolfgang Strobel · Managing Director · Investigence GmbH · Germany26 November 2026
            Networking break Peer exchange on customer experience, branch transformation and AI service.10:30–11:0026 November 2026
            Micro-SME growth, digital SME banking and financial inclusion11:00–11:30Mohammad Jakirul Islam · EVP, Head of Strategy, Innovation and New Business · BRAC Bank · Bangladesh26 November 2026
            Micro-SME banking growth and digital onboarding for entrepreneurs11:00–11:30Istvan Fetter · Head of Small Business Segment Management · CIB Bank · Hungary26 November 2026
            Impact investing, sustainable finance and customer value in the next banking cycle11:30–12:00Caroline Philippe · Senior Investment Manager — Stellar Impact · BNP Paribas · Belgium26 November 2026
            The AI-Native Bank: Building Intelligent Financial Ecosystems for the Age of AI Agents11:30–12:00Itir Aydogan · Ecosystem Banking and Innovation Director · Yapı Kredi · Turkey26 November 2026
            Case study: Open Banking 2.0 and SME digital transformation through Z-Transformation12:00–12:30Ender Aydin · Digital Solutions Manager · Ziraat Bankası · Turkey26 November 2026
            How European banks are retooling for platform scale12:00–12:30Margus Simson · Chief Digital Officer · Komerční banka · Czechia26 November 2026
            Networking lunch Focused on customer growth and platform transformation. Meetings with retail, SME and digital banking leaders.13:00–14:0026 November 2026
            Stress-aware banking journeys13:45–14:15Justin Pesch · Senior Sales Manager · PAIR Finance · Netherlands26 November 2026
            Credit risk management and stress testing in an era of trade wars · the AI solution13:45–14:15Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE26 November 2026
            Case study: AI in compliance, AI governance and Digital Fraud14:15–14:45Stefan Moser · Head Group Compliance & Operational Risk · VP Bank AG · Austria26 November 2026
            Case study: Agile banking transformation14:15–14:45Davor Gašparac · Senior Program Manager, BA Chapter Lead & Agile Coach · Erste Digital · Austria26 November 2026
            Case study: Platform-scale banking14:45–15:15Fabio Turel · Information Technology Strategy Manager · Generali · Switzerland26 November 2026
            Customer growth meetings and platform demos14:45–15:1526 November 2026
            Afternoon panel: Platform-scale banking, Open Finance & agile customer transformation Fabio Turel · Ender Aydin · Kazim Oguz · Davor Gašparac.15:15–16:0026 November 2026
            Networking reception Day 4 closes.16:00–16:3026 November 2026
            Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making.08:45–09:0027 November 2026
            Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities09:00–09:30Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden27 November 2026
            Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk09:00–09:30Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France27 November 2026
            Systemic threats and stress testing · post-quantum readiness09:30–10:00Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany27 November 2026
            Payment systems regulation, consumer protection and future payment rails09:30–10:00Jayne Godfrey · Payment Systems Regulator · UK27 November 2026
            2027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments10:00–10:30Xenia Neofytou · Managing Director · CX Financia · Cyprus27 November 2026
            Networking break Peer exchange on systemic risk, quantum readiness and regulation.10:30–11:0027 November 2026
            Case study: AMLR/AMLA transition and changing supervisory expectations11:00–11:30Speaker TBC27 November 2026
            Moving Money · payment education and market adoption in the next payments cycle11:30–12:00Manuela Zuluaga · Marketing & Digital Specialist · The Soltesz Institute · Italy27 November 2026
            Evolution of regulatory framework in the digital asset industry: VASPs, crypto AML and cross-border risk12:00–12:30Jese Medina Gutierrez · CDD Onboarding Manager · Tether.to · Spain27 November 2026
            Open finance, AI transformation and digital assets · tech radar12:00–12:30Tanja Imamovic · Digital Transformation & Technology Strategist · Raiffeisen Bank International · Austria27 November 2026
            Networking lunch Regulatory, risk and technology leaders. Discussion on digital euro, AMLA and cyber resilience.12:30–13:3027 November 2026
            Future payments and cards: real-time access, transaction handling and service design13:30–14:00Michał Niwiński · Co-founder and CTO · SoftwarePlant · Poland27 November 2026
            Payment innovation through an investment and market-readiness lens13:30–14:00Stefano Sciacca · Managing Director · Aluna Partners · UK27 November 2026
            Afternoon panel: AMLA transition, AI compliance, wallets, risk, payments and tokenization Stefan Moser (VP Bank AG) · Vaida Saltenyte (CXM).14:00–14:4527 November 2026
            Closing plenary: Future-proofing European banking Strategic synthesis of the week's key themes and priorities for European banking 2027–2030.14:45–15:1527 November 2026
            Farewell coffee Final delegate conversations and speaker follow-up meetings.15:15–15:4527 November 2026

            Official agenda with session times · Official speaker roster

            Attendance

            One flat specification panel. The layered motif stops here deliberately: this is the part that has to be read without interpretation.

            Five-day in-person · standard
            €2,999 — full summit access at Holiday Inn Amsterdam — Arena Towers, 23–27 November 2026. Registration desk: Ground floor lobby, signposted on arrival. Step-free access; accessible WCs on every floor
            Five-day online · standard
            €2,390 — virtual delegate access to the same 5 days, on Central European Time (CET), with live stream and recordings as described by the organiser.
            Where to book
            The organiser’s official registration page. Nothing is sold, held or confirmed here.
            Price conditions
            Observed on the live /register page 2026-09-07. Always link to the official register page; never take payment.

            Organisations in the programme, and commercial participation

            62 organisations employ someone on the published roster. The marks below are shown on that basis alone — not as sponsors, partners or endorsers. Speaking, sponsorship and exhibition options are the organiser’s to define and are linked, not restated.

            Official sponsor and exhibitor information

            • AIC4NL logoAIC4NL
            • Ameriabank logoAmeriabank
            • BetterUp logoBetterUp
            • Bitpanda logoBitpanda
            • BNP Paribas logoBNP Paribas
            • BRAC Bank logoBRAC Bank
            • CIB Bank logoCIB Bank
            • Citi logoCiti
            • Credit Agricole CIB logoCredit Agricole CIB
            • DenizBank logoDenizBank
            • Deutsche Bank logoDeutsche Bank
            • DZ BANK logoDZ BANK
            • Erste Digital logoErste Digital
            • European Central Bank logoEuropean Central Bank
            • Fifth Third Bank logoFifth Third Bank
            • Garanti BBVA logoGaranti BBVA
            • Generali logoGenerali
            • Intesa Sanpaolo logoIntesa Sanpaolo

            Venue, questions and organiser

            Venue
            Holiday Inn Amsterdam — Arena Towers
            Address
            Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands
            Station
            Bijlmer ArenA · 4-min walk
            From Schiphol
            Train Schiphol → Bijlmer ArenA, approx. 15 min
            Parking
            P1 ArenA · paid, on-site
            Accessibility
            Step-free access; accessible WCs on every floor
            Daily hours
            • Monday 23 November — registration 08:30, start 09:00, Networking reception ends 15:45
            • Tuesday 24 November — registration 08:45, start 09:00, Networking reception ends 15:30
            • Wednesday 25 November — registration 08:45, start 09:00, Networking reception ends 16:30
            • Thursday 26 November — registration 08:45, start 09:00, Networking reception (see live agenda)
            • Friday 27 November — registration 08:45, start 09:00, Farewell coffee ends 15:45
            Why no session times in the layers?

            They are not published on the source day pages. See the official agenda.

            Illustrated map of central Amsterdam showing Centraal Station, Dam Square, Rijksmuseum and Vondelpark
            Illustrated orientation map of central Amsterdam published by the organiser. It shows the city centre, not the summit venue, which is in Bijlmer ArenA to the south-east.

            Organiser

            Zenith-Energie International s.r.o.

            Rezlerova 273/74, Petrovice, 109 00 Praha, Czechia

            Company ID 02354357 · VAT CZ02354357

            info@group-zenith.com · +420 778 647 921

            Mon–Fri 09:00–17:00 CET

            This page is an information page about Banking Frontier 2026. Registration, payment and all official enquiries are handled by the organiser on the official event site.